Terms and Conditions
These terms govern your use of our services and website. By accessing our services, you agree to these conditions.
By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.
Effective Date: August 18, 2025
Definitions
For the purposes of these terms, the following definitions apply:
- Service: Financial planning consultations and analytical reviews provided by Zelorinqaveth
- User: Any individual accessing our website or using our services
- Content: All information, materials, and resources available through our services
- Account: Your registered profile for accessing our consultation services
Use of Service
The following conditions apply to your use of our services:
Eligibility
You must be at least 18 years old and legally capable of entering into agreements to use our services.
Account Registration
Accurate information must be provided during registration and maintained throughout your use of our services.
Account Security
You are responsible for maintaining the confidentiality of your account credentials and all activities under your account.
User Responsibilities
As a user, you agree to:
- Provide accurate and complete information during consultations
- Use our services only for lawful purposes and in accordance with these terms
- Respect intellectual property rights and confidential information
- Pay all applicable fees in a timely manner according to agreed terms
- Notify us promptly of any changes to your contact information
Prohibited Uses
You may not use our services to:
- Violate any applicable laws or regulations
- Transmit harmful, offensive, or inappropriate content
- Interfere with or disrupt our services or systems
- Access our services through automated means without authorization
- Share your account credentials with unauthorized parties
Intellectual Property
All content, trademarks, and intellectual property remain the exclusive property of Zelorinqaveth or its licensors.
Content Ownership: We retain ownership of all proprietary content, analysis methods, and service materials.
Limited License: We grant you a limited, non-exclusive license to use our services for personal consultation purposes only.
Payment Terms
The following payment conditions apply:
- Subscription fees of $250 per month are due in advance and non-refundable
- All prices include GST at the applicable rate of 10% as required by Australian law
- Late payments may result in service suspension after 7 days past due
- Fee changes require 30 days written notice to existing subscribers
Termination
Either party may terminate the service relationship under the following conditions:
Termination by User
You may cancel your subscription at any time with 30 days written notice. No refunds will be provided for partial months.
Termination by Us
We may terminate your access for breach of terms, non-payment, or other violations after providing reasonable notice.
Effect of Termination
Upon termination, your access to services will cease and certain provisions of these terms will survive termination.
Disclaimers
Important disclaimers regarding our services:
Service Provided "As Is"
Our services are provided without warranties of any kind, either express or implied, including accuracy or suitability for specific purposes.
Limitation of Liability
To the maximum extent permitted by law, our liability is limited to the amount paid for services in the 12 months preceding any claim.
In no event shall our total liability exceed $1,000 AUD regardless of the nature of the claim.
Indemnification
You agree to indemnify and hold harmless Zelorinqaveth from any claims arising from your use of our services or website.
Dispute Resolution
Disputes will be resolved through the following process:
Alternative Dispute Resolution
We encourage resolution through mediation or other alternative dispute resolution methods before formal legal proceedings.
If arbitration is chosen, it will be conducted under Australian Commercial Arbitration Rules.
Australian Financial Complaints Authority
Eligible disputes may be referred to the Australian Financial Complaints Authority (AFCA) for independent resolution.
Visit afca.org.au for more information about dispute resolution services.
Governing Law
These terms are governed by the laws of Australia and disputes will be subject to Australian jurisdiction.
Privacy
Your privacy is important to us. Please review our Privacy Policy for information about how we collect and use your personal information. Privacy Policy
Changes to Terms
We reserve the right to modify these terms at any time with reasonable notice to users.
Significant changes will be communicated via email or prominent website notice at least 30 days before taking effect.
General Provisions
Entire Agreement
These terms constitute the complete agreement between you and Zelorinqaveth regarding use of our services.
Severability
If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect.
Waiver
Our failure to enforce any provision does not constitute a waiver of that provision or any other rights.
Contact Information
For questions about these terms, contact us at info@zelorinqaveth.com or +61 2 3641 2034.